I need an easy way to produce a SEPA QR code for recurring payments where the beneficiary stays the same but the reference changes.

Provide a simple way to generate SEPA QR codes for recurring payments when the beneficiary details remain constant but the payment reference varies each time. This reduces manual entry and helps ensure each payment is correctly identified and reconciled.

This feature supports generating SEPA QR codes for recurring payments where the beneficiary stays the same while the reference changes per payment. It is intended for scenarios like subscriptions, rent, invoicing cycles, or membership dues where the payee information is fixed but each payment needs a unique identifier. Users can keep beneficiary details (such as name and IBAN) consistent across QR code generations and update only the reference value as needed. By minimizing repeated data entry, the feature speeds up QR creation and reduces the likelihood of mistakes in beneficiary fields. Changing the reference per payment helps both payer and beneficiary track and reconcile payments accurately. The QR code can be regenerated each period or per invoice while maintaining consistent beneficiary information. This is particularly useful for businesses or individuals who request recurring transfers but need distinct references for each installment. The outcome is a streamlined, repeatable process for producing correct SEPA QR codes for each payment occurrence. It also supports clearer payment allocation by ensuring references reflect the correct cycle, invoice, or customer identifier.